Posted on February 23, 2021 in Asset Division

When going through the divorce process in Illinois, couples typically focus on how to divvy up assets they acquired during the marriage. Less attention is paid to the financial obligations the parties incurred since the wedding date, so debt in divorce is often overlooked. In particularly contentious cases, bitter disputes and court battles may erupt as one spouse attempts to hold the other accountable for the amount due. Even if you are on relatively good terms, marital debts can often stand in the way when you are trying to reach an agreement on distributing real estate and personal property.

It is always wise to rely on experienced legal counsel when addressing divorce-related issues, so you should consult with an attorney about your specific circumstances. However, an overview of Illinois law may help you understand the basic concepts.

Continue Reading ››

 Posted on February 22, 2021 in Child Custody

When you and your spouse decide to get a divorce, there are a large number of decisions that need to be made about the various areas of your family’s lives that will be affected by your split. Perhaps most important for parents of young children is determining how to allocate parental responsibilities. A divorce can be a time of uncertainty for your children, but a strong parenting plan will help them succeed and ensure that both parents play an active role in their lives after the divorce.

What Is a Parenting Plan?

A parenting plan is an agreement between parents detailing how their children will be cared for after the divorce. This plan is an official part of the divorce decree, and it can help make the transition into post-divorce life as seamless as possible for a child as he or she adjusts to living in two homes and dividing time between parents.

Continue Reading ››

 Posted on February 19, 2021 in Divorce

Divorce can be a particularly expensive legal endeavor, especially for couples who already have complicated finances. When a couple or one of the spouses is struggling with debt, the costs of divorce can be incredibly difficult to bear. Many people benefit from pursuing debt relief through bankruptcy around the time of their divorce, but if this is something you are considering, you should understand how the timing of your filings can affect your finances and the divorce process.

Timing Your Divorce and Bankruptcy Filings

Some couples choose to file for bankruptcy together before beginning the divorce process. One benefit of doing so is the ability to share bankruptcy fees and costs with your spouse. Filing for bankruptcy before divorce can also help to simplify the division of marital assets and debts, especially in the case of Chapter 7 bankruptcy, through which certain assets are liquidated in exchange for the discharge of debt. Having a more clear understanding of where your finances will stand after bankruptcy can lead to a more equitable distribution.

Continue Reading ››

 Posted on February 18, 2021 in Property Division

Divorce is an emotionally and financially complex process that affects around 800,000 Americans each year. Sadly, some studies estimate that a person’s net worth could be reduced by as much as 77 percent by the time their divorce decree is finalized. The good news is that this is not always the case. In fact, those who plan and prepare effectively for divorce often fare better than those who do not.

Start by Taking an Honest Look at Your Debt

You may have heard about how important it is to account for all of your assets before your divorce. This is true, of course, but it is often just as important to carefully examine your debt. After all, debt is not going to simply disappear once the divorce is over. Instead, any debt belonging to the marital estate will be distributed between you and your spouse, much like your assets will be. However, there are often additional complexities when it comes to dividing debt. For example, mortgages and other large debts may not be as easy to “split” because the lender or extender of credit may not be willing or able to remove one of you from the account.

Continue Reading ››

 Posted on February 15, 2021 in Domestic Violence

Few people expect that they will need to protect themselves from a romantic partner. However, one out of four women and one out of nine men experience domestic violence, accounting for 15 percent of all violent crimes. Victims of domestic violence can take steps to escape an abusive situation by seeking help from an attorney and filing for an order of protection from their partner or spouse. However, even after escaping domestic abuse, many people struggle to move on and rebuild their lives.

What Is an Order of Protection?

An order of protection is a court-issued directive that provides legal protection for victims of domestic violence, abuse, or stalking. An order of protection can include a variety of requirements, including an order to stop the abuse, limits on contact between an abuser and his or her victims, and a requirement for the abuser to move out of a shared home. Having an order of protection in place can provide safety, and an alleged abuser can face serious consequences, including criminal charges, for violating the order. Police will take any domestic calls very seriously when a person has an order of protection in place.

Continue Reading ››

 Posted on February 10, 2021 in Children and Divorce

While older children typically understand the concept of divorce, younger children often struggle to grasp how their parents’ divorce will affect their everyday lives. They may not even fully comprehend that divorce means one parent will be living at a different home. Unfortunately, this lack of understanding can make coping with the divorce that much more difficult for the child. If you are considering a divorce, it is important to understand how you can help your child as you and your family go through the divorce process.

Talk to Children’s Health Professionals

A mental health professional, such as a child or family therapist, can offer insight into how your child may cope with the divorce, as well as your child’s level of understanding about the process. They can advise you regarding how to best support your child and stay alert for signs that the child is struggling, and they can also meet with your child to help him or her process feelings about the divorce. Your child’s pediatrician can also help you understand how the divorce may affect the child’s physical health and offer guidance regarding how you can continue to provide for your child’s growth and development needs, including adequate sleep and nutrition.

Continue Reading ››

 Posted on February 08, 2021 in Children and Divorce

During a divorce, each spouse is likely to experience a range of emotions, including grief, anger, regret, and feelings of betrayal. Sadly, the typical divorce process often exacerbates these negative emotions by seemingly placing the divorcing parties on opposite sides. Tempers can flare, and each spouse may focus on what they will walk away with once the divorce process is complete rather than working toward the best possible outcome for both parties.

When you add children into the mix, a contentious situation can become even more difficult, especially for the children who still love both of their parents. In fact, the damage can be so extensive that it carries on into the children’s adult lives. However, this does not have to be your children’s reality. You and your spouse can choose differently in your divorce and take an approach that focuses on your children’s interests.

Creating a Child-Centered Divorce

Continue Reading ››

 Posted on February 03, 2021 in Divorce and Finances

A divorce can be a stressful and contentious matter, and not just because of the impending end of the relationship. Financial matters are also particularly important in divorce, and they can have a lasting effect on each party’s quality of life. If you are planning on filing for divorce or have recently been served, beware of these money issues in your case and learn how an experienced divorce lawyer may be able to help protect your interests and financial future.

Housing and Living Expenses

When couples split, one typically leaves the family home. The other might stay, or the couple might agree to sell the home and have both parties vacate the premises. Regardless of the living arrangements that you agree to, you should prepare for a possible increase in living expenses. You should also consider how a decrease in income—a common by-product of divorce—will affect your financial situation. As an example, you might consider downsizing before the proceedings begin if maintaining the family home is not a viable option.

Continue Reading ››

 Posted on February 03, 2021 in Child Custody

After the divorce process has been initiated, one of the most difficult things for parents to adjust to is the change in their parenting schedules. Instead of seeing and spending time with your child every day, you might only be spending a few days with your child each week. For many parents, this can feel as if they never get to spend enough time with their children. One option that can help a divorced parent spend more time with their children is including a clause known as the right of first refusal in the parenting agreement. An Illinois family law attorney can help you draft a parenting plan that includes this provision.

What is the Right of First Refusal in a Parenting Plan?

The right of first refusal means that when one parent is unable to take care of the child during their scheduled parenting time, they are to first check with the other parent to see if they would like to care for the child before making alternative child care arrangements. The idea behind this is to allow both parents to spend as much time with their children as possible rather than resorting to another option, and in some cases, it may even help parents save on child care costs.

Continue Reading ››

 Posted on January 29, 2021 in Divorce

The divorce process is rarely, if ever, a pleasant experience, but not every divorce is an extraordinarily contentious fight. Even if your spouse has a tendency toward creating drama and conflict, there are a few things that you can do to prevent the situation from getting out of hand. Keeping your divorce as civil as possible is in your best interest, as well as that of your spouse, because with more conflict comes more time, energy, and money spent on resolving the issues at hand.

Think Before You Speak

When you are going through a divorce, you and your spouse will each go through a wide range of emotions, and you are likely to be at different points on the emotional spectrum at any given time. There is a good chance that your spouse will say or do at least a few things along the way that upset you, some of which may even be intentional. The same is probably true in reverse. Before reacting, however, it is a good idea to pause and take a mental step back.

Continue Reading ››