Government Shutdowns Have Limited Effects on DivorcesAfter more than a month, the federal government shutdown has ended with a deal to reopen the government for three weeks. However, President Donald Trump mentioned the possibility of another shutdown if he could not reach an agreement with Democratic leaders. You may wonder whether a shutdown has any effect on divorces. In most situations, the answer is “no.” A shutdown impacts the funding for federal courts, but state courts handle divorce and family law cases. A shutdown would likely affect a divorce only when one of the spouses is a federal employee.

Immediate Consequences

Federal employees do not receive pay during a government shutdown. This should not create any uncertainty about a spouse’s income during divorce negotiations because most employees receive back pay after the shutdown has ended. The government may not repay federal contractors, but those losses should not change the spouse’s future income once the government is running again. The missed pay could immediately affect people who:

  • Are trying to obtain a loan to purchase their own home following a divorce;
  • Are required to make monthly child support or spousal maintenance payments as part of a completed divorce agreement; or
  • Do not have enough money to pay for their own child or personal expenses.

It is important to talk to your family law attorney and former spouse about your financial concerns during a government shutdown. Your former spouse may be understanding about a missed or reduced support payment when you are not receiving your income. If a shutdown persists, you can also file a motion to modify your support payments because of a change in income. However, you could be held in contempt of your divorce agreement if you fail to make support payments without explaining the reason to your former spouse or the court.

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Differences Between a Divorce Coach and a TherapistYou will need the assistance of several professionals when you are going through a divorce. Hiring a divorce attorney is a necessity because of the many legal complexities of the process. Some divorcees also find it helpful to see a mental health therapist to discuss their emotional issues related to the divorce. If you are working with both of these people, you may wonder why you would need to have a divorce coach. The answer is that a divorce coach provides a service that is unique from a therapist and can help you through the process.

Not a Therapist

The jobs of a divorce coach and a therapist do overlap in some basic areas. Both approach your divorce from a personal perspective, understanding that it is an emotional process. However, there are several differences in how a divorce coach can help you reach your goal:

  1. A Divorce Coach Focuses on Action: You see a therapist to better understand how your divorce is affecting your emotions and how to cope. A divorce coach addresses the issues that you are concerned about with your divorce and helps you create solutions. A divorce coach will make sure that you follow through on your plan, while a therapist takes a more gradual approach that encourages you to reach a conclusion at your own pace.
  2. A Divorce Coach Can Relate to Your Experience: Many divorce coaches chose their profession because they went through their own divorce. They know which parts of a divorce can be difficult and how divorcees need both support and encouragement. A divorce coach can be like a friend who has already experienced his or her own divorce, except a divorce coach is also professionally trained to advise you.
  3. A Divorce Coach Works Directly on Your Divorce: Therapy is about addressing you as a person, which may take a larger view than the immediate concerns of your divorce. A divorce coach is most concerned about how your divorce is immediately affecting you and is part of the divorce team that is guiding you through the process. Some divorce coaches work alongside divorce attorneys, with each focusing on the ways they can help you.

Contact a Kane County Divorce Attorney

No single professional can replicate all the ways that a divorce coach can help you. A St. Charles, Illinois, divorce attorney at Goostree Law Group can put you in contact with the firm's divorce coach to discuss the benefits of the service. Schedule a free consultation by calling 630-584-4800.

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Making Long-Distance Parenting WorkIn the years following a divorce, opportunities come up that may require two parents to live in different parts of the country. You can contest your co-parent’s decision to relocate with your children, but the court may decide that the move is in their best interest. You may also find a career opportunity in another city that is too lucrative to pass up. Long-distance parenting is a difficult adjustment for you and your children and will never feel like an ideal situation. There are ways you can maintain a healthy relationship with your children.

  1. Regular Communication: It may be impractical to see your children in person frequently, but you should have a weekly schedule of when you will talk to them. Your children should be able to rely on you calling them at the same times each week and feel like you will respond to them if they need to contact you. Video calls can give your conversations more intimacy than voice calls.
  2. Regular Visits: Though less frequent that your calls, your in-person visits with them should also follow a regular pattern. Most of the time, you will need to travel to them for your visits. You can ask a court to consider your travel expenses when calculating your child support payments.
  3. Longer Visits: Your children can also travel to visit you, but it will be better for them to have a few long visits each year than several short visits. This lessens the stress of them traveling and gives you more uninterrupted time with them. Summer vacation is usually the best time for them to visit you because they can stay for several weeks.
  4. Normal Interaction: Long-distance parents may try to make up for not seeing their children more often by giving them gifts or planning fun outings during each visit. This gives them an unhealthy expectation that your relationship is based on you spoiling them. Being with them and doing normal activities should be enough. Save the gifts for special occasions.
  5. Cooperation: Long-distance parenting works best when your co-parent accommodates your efforts to contact and visit your children. As the full-time parent, he or she has even greater responsibility for your children than before. Your co-parent can make your parenting easier by preparing your children for your visits.

Contact a St. Charles Divorce Attorney

You need to modify your parenting agreement when you and your children no longer live near each other. A Kane County family law attorney at Goostree Law Group can help you create a new parenting schedule that allows you to see your children. To schedule a free consultation, call 630-584-4800.

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Could a Reverse Mortgage Help Your Gray Divorce?It can be difficult to continue to make house mortgage payments on your own after your divorce. However, you may be able to keep your marital home for the foreseeable future if you are able to get a reverse mortgage on your house. Reverse mortgages are available to people who are at least 62 years old and have a large amount of equity in their home – usually at least 50 percent. You use the money you receive from a reverse mortgage to pay off the remainder of what you owe on your home mortgage, with the surplus available for other expenses. Gray divorcees should consider whether a reverse mortgage could help them during the division of property, though there are risks.

How It Works

Assuming that you qualify, you can apply for a reverse mortgage – also known as a Home Equity Conversion Mortgage – with lenders who specialize in this type of loan. The amount of money that you can borrow will increase in conjunction with your age and the value of the property. With a reverse mortgage, you no longer make mortgage payments on your home or payments on the loan as long as you remain in the house. The loan and interest are due when:

  • You die;
  • You decide to sell or leave the home;
  • The home is unoccupied for a stipulated amount of time; or
  • The lender forecloses on your home.

The lender recuperates the money from the reverse mortgage when selling the home. You cannot owe more on the loan than your property is worth, but the lender will protect its investment by requiring you to keep up with property taxes, home owner’s insurance, and maintenance of the property. Failing to meet these standards allows the lender to foreclose on the property.

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How a Divorce Coach Can Improve Your DivorceDivorce is more than a logistical process that determines who gets what properties and how you share responsibility for your children. For you, it is an emotional and personal process that will at times make you feel uncertain about your life and your future. Divorce is a new and frightening experience for most people, and it can be helpful to have someone who is knowledgeable to guide you through the process. That is why a growing number of divorcees find it empowering to have a divorce coach.

What Is a Divorce Coach?

A divorce coach is a professional who works with divorce clients on handling their emotional concerns and guides them towards being a constructive part of the divorce process. A divorce coach is part of your divorce team that includes your attorney. Divorce coaching has grown as a profession in recent decades, and there are programs that train divorce coaches how to handle real-life scenarios that occur in divorces. Finding a Certified Divorce Coach should assure you that you are working with someone who understands how to help you.

What Can a Divorce Coach Do for Me?

A divorce coach can be useful at any stage of the divorce process. Clients will consult divorce coaches to:

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Goostree Law Group

Goostree Law Group

 555 S. Randall Road, Suite 200
St. Charles, IL 60174

 630-584-4800

 1770 Park Street, Suite 205
Naperville IL 60563

 630-364-4046

 400 S. County Farm Road, Suite 300
Wheaton, IL 60187

 630-407-1777

Our Illinois divorce attorneys represent clients in Kane County, DuPage County, Kendall County and DeKalb County, including Geneva, Batavia, St.Charles, Wayne, Wasco, Elburn, Virgil, Lily Lake, Aurora, North Aurora, Elgin, South Elgin, Bartlett, Crystal Lake, Gilberts, Millcreek, Maple Park, Kaneville, LaFox, Yorkville, Oswego, Plano, Sugar Grove, Big Rock, Bristol, Newark, DeKalb, Sycamore, Naperville, Wheaton, West Chicago, Winfield, Warrenville, Downers Grove, Lombard, Oak Brook, Streamwood, Hoffman Estates, Barrington, South Barrington, Lake Barrington, Schaumburg, Big Grove, Boulder Hill, Bristol, Joliet, Kendall, Lisbon, Minooka, Montgomery, Plainfield, Sandwich, Yorkville and many other cities.

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